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This book focuses on personal loan management, covering the actual operation of personal loans (including loan databases, loan reports, and ratings), risk management strategies (such as credit cards, personal loans, property mortgages, and other personal loan products, and their relationship with loan data disclosure), and debt handling solutions (such as dealing with debt collection companies and bankruptcy handling). It offers detailed answers and practical handling methods for the doubts and dilemmas that the public may encounter in personal loans. Working professionals who engage in personal loan behaviors and have their own loan reports in the loan database will find useful knowledge in this book. Additionally, it serves as an ideal reference book for bank and loan industry practitioners.
- AuthorZhou Binghua
- PublisherHong Kong University Press
- Publication Date2010